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Stay Safe with Google’s Real-Time App Scanning for Android Users: Protecting Against Financial Fraud

Android’s open platform nature is a major draw for many users, as it allows them to install apps from sources outside the Google Play Store. However, this flexibility comes with its own set of risks. While users enjoy the freedom of downloading any app they desire, they also face potential fraud, especially when downloading questionable apps from the internet.

Recognizing this issue, Google is taking steps to address it by launching a new pilot program that aims to help Android phone users avoid scams targeting their money and personal information. In a recent blog post, Google shared that it will soon begin testing a feature to enhance fraud protection through Google Play Protect.

Through a strategic partnership with the Cyber Security Agency of Singapore (CSA), Google plans to launch the first pilot of this initiative in Singapore in the coming weeks. The upgraded fraud protection will analyze and automatically prevent the installation of apps that might exploit sensitive runtime permissions, which are commonly abused for financial fraud. This action will be taken when users try to install apps from sources outside the Google Play Store, such as web browsers, messaging apps, or file managers.

The enhancement will focus on four specific runtime permission requests: RECEIVE_SMS, READ_SMS, BIND_Notifications, and Accessibility. Fraudsters often exploit these permissions to intercept one-time passwords via SMS or notifications and monitor screen content.

During the upcoming pilot program, if a user attempts to install an application from an internet-sideloading source and the app declares any of these four permissions, Play Protect will automatically block the installation and provide an explanation.

While this upgraded fraud protection feature has been tested by the Singapore government and will initially roll out exclusively in Singapore on Android devices with Google Play services, once the pilot program ends, users worldwide should anticipate its rollout. Although Google has not provided a specific timeline for this global release.

According to the 2023 Global State of Scams report by the Global Anti-Scam Alliance, 78 percent of surveyed mobile users experienced at least one scam in the past year. Among those surveyed, 45 percent reported experiencing more scams in the last 12 months.

The report also highlighted that scams were frequently initiated by sending scam links through various messaging platforms with malicious intent. Additionally, these scams often involved phone calls pretending to be from legitimate entities. If you’re interested in learning more about how to recognize and fight scams or want more information about our services click here.

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