It’s a challenging situation when you find out that your iPhone has been stolen. Particularly if it is the iPhone 15 Pro Max, a significant investment. However, with AppleCare+ Theft and Loss coverage, you are protected for two incidents of loss or theft every 12 months as long as you have the Find My app enabled.

The price for AppleCare+ Theft and Loss coverage varies for each model. For the iPhone 15 Pro and iPhone 15 Pro Max, the cost is $13.49 a month for 24 months or a one-time $269 payment. This coverage lasts two years. For the iPhone 15 Plus and iPhone 14 Plus, the price is 24 monthly payments of $12.49 or a one-time $249 payment covering two years. The price for the iPhone 15, iPhone 14, and iPhone 13 is 24 monthly payments of $11.49 or a one-time $219 payment for two years of coverage.

A Reddit subscriber with the username “Commercial_Big_4378” had his iPhone 15 Pro Max stolen, and the thief allegedly sent him a text message requesting to disable the Find My app. Disabling this app is the last thing you should do if your iPhone is lost or stolen, as the thief can gain access to all of your personal information. Instead, the victim contacted Apple, and the device was locked and wiped, and the phone is now located in China.

To prevent unauthorized access to your device, ensure that you have iOS 17.3 installed and enable the Stolen Device Protection feature in Settings > Face ID & Passcode. Even if you receive a threatening text, do not disable the Find My app if your iPhone is stolen, as this could give the thief access to sensitive information.